Fleet Payment Restructuring Turns 15% Markup into 2% Savings

Fleet Payment Restructuring Turns 15% Markup into 2% Savings

Fleet Payment Restructuring Turns 15% Markup into 2% Savings

Stop paying a toll to pay your tolls. We rebuilt this PortCo’s payment process—flipping a 15% markup into a 2% savings, and turning hidden fees into found money for their fleet P&L.

The Challenge

Trigger

Hidden fees and markups in toll payment processing were quietly draining the fleet P&L.

Status Quo

Operators were stuck using a third-party structure that added a 15% “convenience” premium to tolls—and offered little transparency and no active management in return.

Perceived Need vs. Actual Need

Rather than accepting an “unavoidable” cost, leadership needed to view tolls and fees as negotiable—with impact on the P&L. 

and Environment

Complexity

The PortCo ran a high-usage fleet exposed to tolls across multiple jurisdictions.

Complexity

The PortCo ran a high-usage fleet exposed to tolls across multiple jurisdictions.

Pressure

Declining margins got the attention of the PE sponsor.

The JAI Approach

Embedded

Acting as a member of the fleet team, JAI deconstructed the entire toll billing and settlement process from end to end.

Tactical and Strategic

We rebuilt the payment process and commercial terms to eliminate premium layers and capture significant discounts.

Curious

We identified where the markup was applied and weighed alternatives (direct programs, renegotiation, or new processors).

The Turning Point

When leadership realized that toll processing fees were not a “cost of doing business” but a negotiable financial structure, they immediately backed a complete redesign.

Results

Value Creation

Turned a 15% markup on toll payments into a 2% net savings.

P&L Impact

Turned hidden friction cost into found money.

Behavior Shift

PortCo leaders began scrutinizing “pass-through” categories as intently as traditional spend.

Lasting Impact

If it hits the P&L, it’s negotiable. The company adopted and practiced a core JAI tenet: There is no such thing as a “non-negotiable” cost structure—only an unexamined one.

JAI Partners delivers investor-grade operational expertise that drives transformative structural value in private-equity-backed companies. Our clients measure results in EBITDA impact, not tactical savings. We embed deeply, leverage proprietary AI for speed and scale, and create post-close value in days and weeks—not months and years.

JAI Partners delivers investor-grade operational expertise that drives transformative structural value in private-equity-backed companies. Our clients measure results in EBITDA impact, not tactical savings. We embed deeply, leverage proprietary AI for speed and scale, and create post-close value in days and weeks—not months and years.

JAI Partners delivers investor-grade operational expertise that drives transformative structural value in private-equity-backed companies. Our clients measure results in EBITDA impact, not tactical savings. We embed deeply, leverage proprietary AI for speed and scale, and create post-close value in days and weeks—not months and years.

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